Flex Fees

Offset processing costs. Protect your revenue.

Most gyms lose 3–4% of every transaction to card processing fees. Flex Fees let you recover that cost automatically, without raising membership rates.

How Flex Fees save your gym money

Recover transaction costs

Offset your actual processing costs with a percentage fee on credit card payments and a flat fee on ACH.

Transparent to members

The fee appears clearly on every invoice, no surprises.

Automatic and hands-off

Built into Zen Planner’s billing system, nothing to manage manually.

Thousands saved annually

Most gyms recover $5,000+ a year, depending on transaction volume.

How CrossFit 1926 kept rates affordable and still increased revenue

“The additional revenue we bring in from Flex Fees helps keep the gym running smoothly without putting more of that burden on our members.” – Jarrod Hunt, Owner of CrossFit 1926

How Flex Fees save your gym money

Increase your bottom line - without raising membership costs

Increase your bottom line - without raising membership costs

For a 150-member gym (100 paying by credit card, 50 by ACH): a 3% Flex Fee on credit card payments plus a flat $0.99 on ACH payments generates $349.50 in additional monthly revenue — $4,194 per year. On the credit card side, that 3% fee also drops your net processing cost from 3.89% down to 0.89%.

Transparent to members

Transparent to members

Processing fees are common practice across most industries today. When clearly communicated, gyms using Flex Fees report minimal to no member pushback.

Stay affordable without losing margin

Stay affordable without losing margin

Flex Fees let you protect your revenue while keeping your rates exactly where they are — no awkward price-increase conversation required.

Built into billing, not bolted on

Built into billing, not bolted on

Flex Fees run inside Zen Planner’s existing billing system — no separate tool, no manual reconciliation.

Increase your bottom line - without raising membership costs

For a 150-member gym (100 paying by credit card, 50 by ACH): a 3% Flex Fee on credit card payments plus a flat $0.99 on ACH payments generates $349.50 in additional monthly revenue — $4,194 per year. On the credit card side, that 3% fee also drops your net processing cost from 3.89% down to 0.89%.

Transparent to members
Stay affordable without losing margin
Built into billing, not bolted on
Increase your bottom line - without raising membership costs

Zen Planner Services

Explore more ways to grow

Protect your gym with coverage built for fitness businesses

Protect your gym with coverage built for fitness businesses

A professional site built to capture leads and convert interest

A professional site built to capture leads and convert interest

Ready-to-launch marketing campaigns, built for fitness businesses

Ready-to-launch marketing campaigns, built for fitness businesses

Recover failed payments automatically, before revenue slips away

Recover failed payments automatically, before revenue slips away

Ad campaigns that actually fill your classes

Ad campaigns that actually fill your classes

See how Flex Fees can save you thousands per year.

See how Zen Planner Flex Fees help offset processing costs and protect your gym’s bottom line.

Frequently asked questions

Flex Fees are a small per-transaction fee added to member payments that offsets your payment processing costs. They’re built into Zen Planner’s billing system.

Most gyms lose 3–4% of every transaction to processing fees. With Flex Fees, a $150/month membership adds a $4.50 fee (3%) that the member pays — so you keep the full $150. Across 100 members, that’s $5,400 a year recovered without raising rates.

Yes. The fee appears clearly on member invoices so there are no surprises.

Flex Fees are available in most U.S. states. Flex Fees are currently unavailable in New York, Connecticut, Massachusetts, Oklahoma, Maine, and Puerto Rico.

  1. Contact your Customer Success team to enable Flex Fees.
  2. Set your fee percentage, up to 3%.
  3. Notify members using Zen Planner’s ready-to-use email templates.
  4. Monitor your savings and member feedback from your dashboard.

Most members understand small transaction fees, especially when clearly communicated. Transparency is the key — most gyms using Flex Fees report minimal to no pushback.

Yes. You control your fee percentage up to 3% on credit card payments, so you can set a rate that fits your business.

A price increase affects every member, regardless of how they pay. Flex Fees only affect members who choose to pay by credit card — and only by the actual cost of accepting that card.

No. The fee is disclosed at checkout as a separate, clearly labeled line item — never bundled into your price or hidden in the total.

No — Flex Fees must apply uniformly across your gym. If you need to make an exception for a specific member, you can issue a custom refund on a case-by-case basis.