Trusted by 5,000+ fitness businesses
What Zen Planner Business Insurance covers
Liability coverage
General liability protection for member injuries and third-party claims.
Property protection
Coverage for your equipment, facility, and inventory against damage or loss.
Business interruption
Replace lost income if a covered event forces you to close temporarily.
Affordable rates
Competitive pricing built for independent gyms, not general commercial policies.
Built for combat sports too
Coverage for martial arts and MMA gyms many insurers won’t take on.
Why fitness businesses choose Zen Planner Business Insurance
We’ll help you move from your current insurance to Zen Planner Business Insurance — most gyms save 40% on average.

Zen Planner Services
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Frequently asked questions
Zen Planner Business Insurance covers general liability, property damage, equipment, and business interruption for fitness businesses.
Rates vary by location, size, and coverage. Many Zen Planner customers report paying under $1,200/year. Get a custom quote.
Yes. Zen Planner Business Insurance covers combat sports and martial arts facilities — which are often difficult to insure through traditional carriers.
Yes — Business Insurance is an exclusive benefit for Zen Planner customers. If you’re not yet a customer, your Account Executive can walk you through both software and insurance together during your demo.
Multiple payment options are available. We offer flexibility with premium payments spread over the year, eliminating large upfront costs.
Zen Planner Business Insurance is available in every U.S. state except Hawaii and Alaska.






